I pay around $120 a month for a Toyota 4Runner (much less expensive than a Tesla S). I haven't been in an accident ever and haven't had a ticket since around 2002. I guess it's just more expensive in the US.
But why should it be more expensive? Both the purchase price and repair costs should be lower in the US because of lower purchase taxes which should surely push down the insurance premiums. Or are collisions so much more likely in the US?
I'm not really sure. The US has to pay liability insurance which covers medical costs, which can be very expensive. I would imagine countries with socialized healthcare wouldn't have to pay as much for that risk.
