Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

It’s agents all the way down - until you have liability. At some point, it’s going to be someone’s neck on the line, and saying “the agents know” isn’t going to satisfy customers (or in a worst case, courts).


> until you have liability

And are you thinking this going to start happening at some point or what?

The letters I get every other month telling me I now have free credit monitoring because of a personal info breach seems to suggest otherwise.


A firm has very different amounts of time, ability and money to spend on following up on broken contracts.


Sure it can. It's not like humans aren't already deflecting liability or moving it to insurance agencies.


> It's not like humans aren't already deflecting liability

They attempt to, sure, but it rarely works. Now, with AI, maybe it might, but that's sort of a worse outcome for the specific human involved - "If you're just an intermediary between the AI and me, WTF do I need you for?"

> or moving it to insurance agencies.

They aren't "moving" it to insurance companies, they are amortising the cost of the liability at a small extra cost.

That's a big difference.


At some point, the risk/return calculus becomes too expensive for insurance companies.

Usually thats after the premiums become too high for most people to pay.




Consider applying for YC's Summer 2026 batch! Applications are open till May 4

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: